Critical Illness Insurance

Protect your health and finances

We'll help you get the right protection for you and your family

In today’s uncertain world, securing your financial future is more important than ever. Critical Illness Insurance offers peace of mind by providing a financial safety net if you’re diagnosed with a serious illness. This coverage ensures you can focus on recovery without the added stress of financial burdens.

What is critical illness insurance?

Critical Illness Insurance is a type of insurance policy that provides a lump sum payment if you’re diagnosed with a specified critical illness. This payout can be used to cover medical expenses, household bills, or any other financial obligations, allowing you to concentrate on getting better.

How does critical illness insurance work?

Select a Policy

With the help of our expert advisors we will help you choose a policy that suits your needs and budget.

Pay Premiums

Once your cover is confirmed, maintain your premiums to ensure you are covered should the unthinkable happen.

Receiving a diagnosis

If the unfortunate happens and you are diagnosed with an illness that is covered by your policy then you will be able to submit a claim.

Receive a payout

Once your claim has been approved, you will receive a lump sum payout based on how much cover you selected when taking out the premium.

Key Benefits of Critical Illness Insurance

Critical Illness Insurance is essential for anyone who wants to protect their financial future. Whether you’re single, married, or have a family, this coverage can provide vital support during a difficult time.

Customisable Plans: Tailor your policy to fit your specific needs
Fast Payouts: Quick claims process ensures you receive funds when you need them most
No Restrictions: Use the lump sum payment for any purpose, from medical bills to everyday expenses

Critical Illness Insurance FAQs

What illnesses are covered by Critical Illness Insurance?

Most policies cover major illnesses such as cancer, heart attack, stroke, kidney failure, and major organ transplants. It's important to review the specific terms of your policy for a complete list.

Is Critical Illness Insurance the same as Health Insurance?

No, Critical Illness Insurance provides a lump sum payment upon diagnosis of a covered illness, while Health Insurance typically covers medical expenses related to treatment.

Can I have multiple Critical Illness Insurance policies?

Yes, you can hold multiple policies, but it's important to ensure that the coverage meets your needs without unnecessary overlap.

How do I make a claim on my Critical Illness Insurance policy?

To make a claim, you need to provide medical documentation confirming the diagnosis of a covered illness. Our team will guide you through the claims process to ensure a smooth experience.

Is the payout from Critical Illness Insurance taxable?

In most cases, the lump sum payment from Critical Illness Insurance is tax-free. However, it's advisable to consult with a tax professional for specific advice.